Invest In Yourself
Rates for therapy range from $125 - $150 per session due at the time of your appointment. Fees can be paid with cash, check, or credit card. At this time, Guiding Light Counseling does not accept insurance. I can provide you with a receipt and you may be able to work with your insurance carrier regarding out-of-network benefits. In some cases, a sliding scale fee or discount may be available. Please talk to your therapist to see if you qualify.
Benefits of Private Pay
I realize many clients carry medical insurance with mental health benefits and it seems like the obvious choice would be to use your insurance to pay for therapy. At Guiding Light Counseling, however, we have chosen to forego joining insurance panels and remain a fee-for-service practice. There are several reasons for this decision that we feel directly impact you the client:
Insurance carriers may limit the number of sessions allowed or prescribe a specific approach to therapy (such as problem focused or short term.) Some types of therapy, such as family/couples counseling or grief therapy, may not be covered even if the primary client is a child and family sessions would be beneficial. Paying for your own therapy allows you to choose your own goals, determine who is in the room during your sessions, and prioritize the issues you want to work on at your own pace. You do not have to worry about looking for a new therapist should your insurance coverage change.
Choice of Therapist
Making the decision to seek counseling can be monumental and potentially life-changing. The most important factor in the success of therapy is the relationship between the counselor and the client. Insurance companies offer only a limited number of therapists with whom they have contracted to provide services at discounted rates. Choosing to pay out of pocket affords you the opportunity to pick the therapist that is best suited for you rather than being told by the insurance company who you can see.
At Guiding Light Counseling, we place your privacy as a top priority. All the information that is shared during your sessions as well as all written records pertaining your sessions are confidential and may not be revealed to anyone without your written permission. Insurance companies require a diagnosis and documentation of medical necessity in order to reimburse for services. For your insurance to pay for therapy, we would be required to share your confidential information. Any diagnosis or other private information will likely become a part of your permanent medical record and could potentially impact you in the future.
Whether you are seeking therapy to improve relationships, live a fuller life, work through grief, or any of a myriad of other reasons, we know it is an investment of time and money – in investment in yourself. Should you choose to begin this journey, you can be assured we will respect your confidentiality, your goals, and your needs.